Hi, just to start with I'm a regular listener of Clear Admit Podcasts, can't start my Mondays without it!

I'm Indian/Male/26 with 3 years of Work-ex. I graduated from a top-25 engineering institute in India and went on to study liberal arts for one year post that. I have been working in social impact space since.

I have worked with politicians as a development consultant for 1.5 years before joining a philanthropic foundation and have been working in rural India on projects related to water, agriculture and rural development. Other than this, in my current organization, I also had the opportunity to assist on couple of Government consultations which will lead to reforms in existing laws and impact millions of NGOs across the country.

I recently gave my GMAT (2nd attempt - first was 660 canceled), and scored a 710 (Q49,V38, IR 4). I know, my chances are bleak with this score to get into top 10 US B schools. Therefore, I'm considering retaking the GMAT before R2 deadlines.

However, INSEAD and Oxford are one of my top choices and their R2 deadlines are in Nov first week. I do not have much time left and giving GMAT before that will be a tough ask. So, I have a couple of questions-

1. Do you think I should apply to INSEAD/Oxford with this score and then try to improve it and report it to Adcoms later?
2. What do you think should be my target GMAT score to improve my admit chances for top 10 US B schools (ex. Harvard,Yale, Tuck, Duke)?

My undergraduate GPA is on the lower side, although my PG Diploma Grade is in top quartile of the class( I did well on subjects such as economics, stats, sociology). Nevertheless, I need to target a good GMAT score to iron out flaws such as these and also to stand a decent chance for a scholarship. Looking forward to your reply.